Lending

 

When businesses thrive, communities grow stronger. At First US Bank, we understand that business success is often linked to timely financing. Our experienced commercial lending team can provide you with a customized loan that suits your specific needs, fits within your budget, and supports your growth plan.

 

A line of credit offers businesses quick access to working capital. An affordable loan fund gives you the freedom to address short-term cash-flow needs ranging from inventory acquisition to equipment repairs and vendor payments. These credit lines are usually secured by your company’s accounts receivable, inventory, real estate or other business or personal assets.

 

Acquire the equipment necessary to keep your business headed in the right direction. Whether you need an expanded vehicle fleet, modernized factory machinery or hardware for a new computer network, we can tailor financing that will keep your operation running smoothly.

 

Growing businesses need additional office, manufacturing or warehouse space. Successful contractors need property for their next retail, commercial or residential project. Whether you are looking to purchase, refinance or make property improvements, First US Bank can offer customized loans that best suit your needs.

 

It's no secret that many small businesses have big ideas. U.S. Small Business Administration loans feature low rates and flexible repayment terms and can be used for everything from property acquisition to building renovations to business expansions. Our experienced lenders can help connect entrepreneurs with these popular SBA programs.

 

Our goal is to assist the region's business community in any way possible. If you have specific financing needs that fall outside traditional loan categories, please contact our commercial lending experts. We offer a number of relationship-based lending services to support your financial needs.